Privacy Policy and Terms of Use (the “Site”) is operated in Ontario, Canada.  This page states the Terms and Conditions under which you may use the Site.  If you do not accept the Terms and Conditions stated here, do not use this web site.  We  reserve the right to revise these Terms and Conditions at any time. authorizes you to view and download the material on the Site for your personal, non-commercial use only.  Any reproduction or editing by any means for commercial purposes, whether mechanical or electronic, without the express written permission of is strictly prohibited.  Permission is granted for you to link to the Site at any time, but the web location address (URL) must not be hidden through the use of frames.

Although every effort has been made to ensure the accuracy, currency and reliability of the content contained in the Site, accepts no responsibility in that regard.  Use of the Site and the material contained in the Site is at your own risk.  The Site and content provided on the Site is provided on an ‘as is’ basis without any warranties of any kind. In no event shall be liable for any damages whatsoever resulting from your use of the Site and material contained in the Site, or your inability to use the Site and the material contained in the Site.  The Site contains links to third party web sites. does not make any representations as to the accuracy, currency or reliability of the content on such third party web sites. If you choose to access linked third party web sites, you do so at your own risk.

We respect your privacy. A cookie is a small computer file or piece of information that may be stored in your computer’s hard drive when you visit our websites. We may use cookies to improve our website’s functionality and in some cases, to provide visitors with a customized online experience. Cookies are widely used and most web browsers are configured initially to accept cookies automatically. You may change your Internet browser settings to prevent your computer from accepting cookies or to notify you when you receive a cookie so that you may decline its acceptance. Please note, however, if you disable cookies, you may not experience optimal performance of our website. Our website may contain links to other third party sites that are not governed by this privacy policy. Although we endeavour to only link to sites with high privacy standards, our privacy policy will no longer apply once you leave our website. Additionally, we are not responsible for the privacy practices employed by third party websites. Therefore, we suggest that you examine the privacy statements of those sites to learn how your information may be collected, used, shared and disclosed.